Quick Quote Terms & Conditions

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Quick Quote Terms & Conditions.

We can only provide you with a quick quote, (indicative premium) if you and / or any riders who are likely to ride your bike agree with the following;

I / we are licensed to ride this bike (not applicable for unregistered bikes).

I / we use this bike for private use only.

I / we do not use this bike for couriering, riding instructing, food delivery or for carrying passengers for hire, fare or reward.

I / we confirm the bike doesn't have any unrepaired damage and is in roadworthy condition.

In the past 3 years;

• I / we have not had three or more motor vehicle or motorcycle claims, accidents or thefts
• I / we have not had our license(s) suspended, cancelled, disqualified 3 or more times or have charges pending that may result in our license(s) suspended, cancelled, disqualified 3 or more times.

In the past 5 years,

• I / we have not been imprisoned, charged with a criminal offence or have criminal charges pending.

The Agreed Value cannot exceed the purchase price and cost of non-standard accessories and modifications.

The value of non-standard accessories and modifications cannot exceed 50% of the purchase price.

This is an indicative quote and acceptance is based on our standard underwriting rules and guidelines and aforementioned Quick Quote Terms and Conditions

If you are unable to agree with the above terms & conditions please contact us on 0411 450 561 or 1300 762 885

Duty of Disclosure

Your Duty of Disclosure
Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.

If we ask you questions that are relevant to our decision to insure you and on what terms, you must tell us anything that you know and that a reasonable person in the circumstances would include in answering the questions.

You have this duty until we agree to insure you.

If you do not tell us something
If you do not tell us anything you are required to tell us, we may cancel your contract or reduce the amount we will pay you if you make a claim, or both.

If your failure to tell us is fraudulent, we may refuse to pay a claim and treat the contract as if it never existed.

Personal information and your privacy

Motorcycle Management Services Pty Ltd (MMS) trading as motorcycle-insurance.com.au is an authorised representative of QBE Insurance (Australia) Ltd (QBE). MMS collect information on QBE's behalf. QBE's Privacy Policy describes how they collect, disclose, store and use personal information as well as how to access it, correct it or make a complaint. Personal information may also mean sensitive information such as health information, criminal history or professional memberships that's relevant to QBE issuing, administering or managing products or providing services and the terms on which QBE will do these things. QBE use personal information to issue, administer and manage products and provide services. You can view QBE's Privacy Policy at https://www.qbe.com/au/privacypolicy

QBE may share personal information with other QBE Group companies, our authorised representatives and service providers, each of which may be based outside of Australia.

By giving MMS and / or QBE personal information you consent to them collecting, disclosing, storing and using it in accordance with QBE's Privacy Policy. If you give MMS and /or QBE someone else's personal information you confirm you've obtained their consent to do so.

If you don't provide all of the personal information that has been requested QBE may be unable to issue, administer or manage products or provide services.